Alastair Macloud said recently that he doesn't think the banks have a digital currency in the wings, and that it takes a long time to work out how to move to tokens.
He's always been very out-of-date, even colonial, and he's obviously unaware of the decades-long work that has gone on behind the scenes by the banks (think HSBC), taking us towards cryptos on the blockchain.
Here are some relevant articles:
https://cryptogems.com/reserve-protocol-rsr-review-and-fundamentals/
and:
https://reserve.org/https://reserve.org/
and:
https://medium.com/reserve-currency/reserve-protocol-third-community-ama-ab5b92429026
and:
https://www.publish0x.com/cryptocurrencies-part-1/the-reserve-protocol-rsr-xnljegj
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Just came across this article on the WEF website - where they says their problem is 'fragmentation' they, of course, mean 'decentralisation'. Therefore this should be what we're all aiming for!
https://www.weforum.org/agenda/2020/07/great-reset-fintech-financial-technology-cybersecurity-controls-cyber-resilience-businesses-consumers/
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